Welcome to Margaret Capital

Asset-Backed Returns. First-Lien Security. Markets we know

We offer the widest range of loans so that you can expand your product offerings and grow your business.

Margaret Capital is a direct lender specializing in bridge lending and real estate acquisitions across New York, New Jersey, and Florida. We offer fast, flexible capital solutions with a streamlined process — often closing in as quick as one week.

Our Process

Expert Bridge Lending and Acquisition Financing in New York You Can Rely On

1

Immediate Capital When You Need It

Margaret Capital specializes in bridge lending for borrowers who need fast financing, no unnecessary delays, no bureaucracy. When timing is critical, we move.

2

Tailored to Every Deal

Whether you're a borrower seeking flexible loan structures or an investor looking to deploy capital into asset-backed real estate transactions, every deal is built around your specific goals, timeline, and exit strategy.

3

We are your Trusted Real Estate Financing Partner

With deep roots in the the markets that we lend in, Margaret Capital has become a premier bridge lending and acquisition financing partner for investors, developers, and capital partners across New York, New Jersey, and Florida.

Acquisition

Bridge

Construction

Condo Inventory

Refinance

A/B Structure

Note-on-Note

Special Situations

Services

Complete Bridge Lending and Real Estate Acquisition Solutions in New York

We provide professional bridge lending, real estate acquisitions, and acquisition financing solutions designed to support investors and developers across New York with speed, flexibility, and strategic insight.

Bridge Lending
Invest With Us

Short-term bridge lending solutions designed to help investors act quickly on time-sensitive opportunities. Our bridge loans provide flexible terms, rapid funding, and clear exit strategies to support acquisitions, refinancing, or repositioning of real estate assets across New York markets.

Real Estate Acquisitions

We support real estate acquisitions by guiding investors through complex transactions with speed and precision. From sourcing capital to structuring the deal, our approach helps you secure competitive properties while minimizing risk and maximizing long-term value.

Short-Term Bridge Loans

Brokers Always Welcome AND PROTECTED

Typical Loan Terms

Loan Amounts
$1,000,000 to $15,000,000
Loan to Value
Up to 65%
Loan to Cost
Up to 80%
Interest Rates
11% to 13%
Loan Term
12 months with options to extend
Amortization
Interest only
Closing Time
1 to 2 weeks
Collateral Type
Multifamily, Industrial, Condos, Land, Retail, Office, Fix and Flip
Interest Reserve
One month
Position
Senior
Geographic Areas
New York, New Jersey, Florida
About Us

Margaret Capital

Margaret Capital LLC is a Bronx-based private lending firm specializing in bridge lending and real estate acquisition financing. Founded by Samuel Salamon, the firm combines deep expertise in asset-based lending with hands-on operational experience making Margaret Capital a trusted partner for borrowers and investors across New York, New Jersey, and Florida. Since inception, Margaret Capital has maintained a rigorous underwriting standard, disciplined execution, and an unwavering commitment to partnering only with stable borrowers backed by strong collateral.

Founder & Managing Principal

Samuel Salamon

Samuel Salamon founded Margaret Capital with a straightforward belief: that real estate investors deserve a lending partner who moves as fast as the market does.

With a background spanning private finance and real estate investment, [he/she/they] brings a dual perspective to every deal — understanding both the capital markets side and the practical realities of acquiring and repositioning assets in competitive environments. Before launching Margaret Capital, [he/she/they] spent years structuring transactions across the New York metropolitan area, developing a reputation for disciplined underwriting, clear communication, and reliable execution.

Margaret Capital is the direct expression of that experience — a firm built to provide investors with fast, transparent, and strategically sound bridge lending and acquisition financing, without the bureaucracy of institutional lenders.

Reviews

What Clients Say About Margaret Capital in New York

Margaret Capital made a complicated deal feel straightforward. From our first call, the team was direct about terms, realistic about timelines, and delivered exactly what they promised. We closed a multifamily acquisition in under two weeks — that kind of execution is rare.

Daniel R. Real Estate Investor, New York

I've worked with several private lenders over the years, and Margaret Capital stands out for how organized and communicative they are. No surprises, no last-minute changes. The bridge loan was structured cleanly and funded on time, which made all the difference in a competitive bidding situation.

Karen M. Property Developer, New Jersey

Fast, professional, and easy to work with. We needed bridge financing quickly on a mixed-use property in Brooklyn and Margaret Capital had us approved and funded within days. I'll be bringing them my next deal without hesitation.

Thomas B. Real Estate Operator, New York

What impressed me most was that they actually understood the deal — not just the numbers, but the strategy behind it. Margaret Capital structured our acquisition financing in a way that gave us flexibility on the exit, and their team stayed in touch every step of the way.

Lisa P. Independent Investor, Florida
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Our Story

Founded in 2021, Margaret Capital specializes in senior-secured bridge loans for real estate investors, developers, and operators across New York, New Jersey, and Florida. We focus on middle-market opportunities across multifamily, commercial, and mixed-use assets in some of the most active and competitive real estate markets in the country.

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FAQ

Frequently Asked Questions

Bridge lending is short-term financing designed to help investors act quickly on time-sensitive opportunities. It's typically used to fund an acquisition before permanent financing is in place, cover gaps between transactions, or reposition an asset before refinancing. If you need to move fast in a competitive market, a bridge loan is often the right tool.

We're built for speed. Most deals move through underwriting and approval faster than traditional lenders, and we can close in as little as one to two weeks depending on deal complexity and documentation. If your timeline is tight, tell us upfront and we'll prioritize accordingly.

We finance a wide range of asset types including multifamily, mixed-use, retail, office, industrial, condos, land, and fix-and-flip properties. If you're unsure whether your asset qualifies, reach out and we'll give you a straight answer.

We offer bridge loans from $1M to $15M at 11–13% interest, interest-only, with 12-month terms and extension options. Loan-to-value up to 65% and loan-to-cost up to 80%. Closing typically takes one to two weeks.

Yes — brokers are always welcome and always protected. We value our broker relationships and handle them with full transparency and professionalism.

We currently lend in New York, New Jersey, and Florida, with a primary focus on the New York metropolitan area.

We evaluate every deal on its own merits. While experience is valuable, a well-structured deal with a clear exit strategy speaks for itself. We're happy to have a conversation if you have a strong opportunity.

An exit strategy is your plan for repaying the bridge loan, typically through a property sale or refinance to permanent financing. It's one of the first things we assess because it determines how the deal is structured and how risk is managed for both sides.